Sustainable Investment Actions

• Low-carbon and green energy industry(including: solar power, green buildings )
  To respond to climate risks and strengthen the investment portfolio climate resilience, Cathay life adopts a low-carbon transition strategy for its investment portfolio. We proactively invest in the low-carbon green energy industry, representing our contribution to earth.
• Water resources
  Cathay Life pays attention to sustainable development of the environment consistently. In addition to the risk of climate change, the shortage of water resources, the dramatic increase of urban population, and the violent changes in climate have rendered the effective use and treatment of water resource a major concern of the present era. Cathay Life is also the first insurance company to set up joint ventures with water resource suppliers. We hope that our investments in household wastewater treatment and water resource development can complement local sewage systems in ways that improve the living environment.
• Infrastructure
  As infrastructure satisfies people's basic needs and serves as a key category in the foundations of national development, improvement of infrastructure, which aims to maintain economic and social growth, annihilate poverty, and help adapt to the impact brought by climate change, is therefore a key to perpetuate sustainability. Cathay Life has been investing in industries related to developments of infrastructure to contribute to the funds necessary for the sustainable development of cities and the changes to people's lifestyles.
• Health industries
  Cathay Life not only pays attention to public health through products and events, but also uses the power of investment to proactively invest in health-related industries, including drug developments and biotechnologies.
• Financial inclusion
  Upholding our philosophy of being “people-oriented,” which is incorporated into our core competencies of investment, Cathay Life invests in industries related to education and microfinance, hoping in doing so to contribute to the realization of inclusive finance.
• Impact investing
  With net zero policy and ESG development picking up momentum around the world, companies are seeking financing for green and sustainable plans, and projects of social benefit. As such, Cathay life has engaged in impact investing via diversified investment products.
  • Investment in Green Bond amounted to NT$39 billion
  • Investment in Social Bond amounted to NT$3.3 billion
  • Investment in Sustainability Bond amounted to NT$31.4 billion
  • Investment in Impact Fund amounted to NT$7 billion
• Sustainability-Linked Bond, SLB
  Cathay Life also invests in sustainable-linked bonds (SLBs) that have been developing rapidly in the past two years. The SLBs are designed to link bond interest and principal payment terms to the issuer’s sustainable development performance, so as to ensure that the issuer will implement sustainable development business decisions and sustainable business models. The SLBs invested by Cathay Life come with a sustainability target of achieving 100% greenhouse gas reduction. They support companies in implementing carbon reduction in business operations.

Focus story

• Total investment in low-carbon and green energy amounted to NT$241.3 billion
• Total investment in water resource amounted to NT$6.7 billion
• Total investment in infrastructure amounted to NT$765.5 billion
• Total investment in health industries amounted to NT$422.6 billion
• Total investment in financial inclusion amounted to NT$2.3 billion
• The accumulated impact investing amounted to NT$80.7 billion
• Total investment in Sustainability-Linked Bond amounted to NT$7.5 billion

View the sustainability report